Shopping Securely

Online shopping has become a trend these days. There are 205 Million online shoppers in USA. A year ago, about 63% electronics sold from showroom while the rest were sold online. Approximately, 72% millennial view products from smartphone before purchasing. These are indicators of taking online shopping seriously. Well, hackers are taking it seriously hence you can fall a victim if you don’t have idea how to purchase safely from online. Let me tell you all about online purchase safety.

Buy from Brand Stores
Where do you shop from? Always try for the big brands like amazon, ebay, walmart and so on. These brands not only offer safety but also provide accurate transaction. Moreover, faulty products can cause bad reputation and hence the big brands realize that and always supply products without fault. So reputation matters.

Go for Familiar Sites
What if you are not getting products you need from the big brands or may be those retailers are not available on your location? Take for example, a person from Bangladesh cannot order from e-bay! Hence, people from that region can go for familiar websites. First page sites on Google search can be considered to be safe. Beware of misspelling of websites. You may be taken to fake sites and fall in a trap.

Secure Sites Only
You will always find the lock sign beside the URL address of any secured websites. Sites pay extra to make their site secured hence it ensures your safe purchasing.

Don’t Reveal Personal Information

Usually online stores won’t ask you for social security number or date of birth. Credit card information is good enough to make a purchase. Hence avoid sites that ask for these information. Furthermore, don’t wait for the bill by the end of the month. Keep checking it regularly. Fraudulent activity can even occur from paypal, well not by paypal but by any crook by tricking you. Keep the record of purchase time, item, location and receipt number.
Credit card is way more secure than debit card. So its smart to use credit card to purchase online. Interestingly, credit card is safe as it doesn’t link the transaction or shows your main fund. Furthermore, in credit card there is a monetary amount set that you can┬ápay so it can be a guard if the card is stolen.

Beware of Scam
One easy way you can identify fake website by seeing unbelievable offers. So if you see something thats too good to be true then avoid it. You will find these offers specially on big occasions like Christmas or Halloween and so on.

Avoid Public Network
Survey shows that, 70% online shopping takes place via smartphone. Hence never purchase using public WiFi. Using those unsecured network can carry your information to unwanted person. When you browse sites, make sure you enable private browsing. Never send your credit card information via email.

Check Store Validity
Always confirm the location, identity or contact numbers of the online store. If needed call the contact number for confirmation. Check the review of the store. More review means more happy clients and hence more safety.

Go Through Store Policy
Always check for billing guarantee and money back policy. Always check terms and conditions. Sometimes even good stores can delivery damaged products unintentionally. But if the return policy is there, you can always return it. Sites privacy policy is also an important issue. Make sure the site is not selling your information to other party. Using phishing filter can help you by warning you not to enter phishing sites.
Online shopping is full of benefits. But nothing comes easy right? So as its easy to purchase online, its easy to fall in a trap as well. Hence be safe, most importantly be smart when you are purchasing.


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